"And as long as you're not bored, I'd say that's a good thing. I guess something like that can work, too, since money magically appears in our bank accounts every month," she says. It's enough that someone who knew how to budget could probably get by without having to work, but she's definitely not that person. Lily likes having spending money, she likes being able to go out and she likes being able to buy whatever she wants.

"I've met a few people who aren't working at all," she says. "Which, if it works for them, is great. I just like having the extra cash."